Considering buying a house in Baltimore City? We can help. The Johns Hopkins Live Near Your Work program offers grants of up to $14,500 toward a down payment and closing costs associated with buying a house in designated city neighborhoods.

Program Resources:

Eligibility

There are three major eligibility requirements you must meet before applying for a Live Near Your Work grant.

ELIGIBILITY REQUIREMENT #1: EMPLOYER AFFILIATION AND STATUS

• Live Near Your Work grants are open to full-time, benefits-eligible employees of Johns Hopkins Hospital, Johns Hopkins Bayview, Johns Hopkins Community Physicians, Johns Hopkins Health Care and Johns Hopkins Health System. You must be employed and on active payroll to be eligible for this program.
• The program is not offered to part-time employees, intrastaff, residents, postdoctoral fellows, students, Applied Physics Laboratory employees, Broadway Services employees (contact Broadway Services HR regarding its LNYW program), Johns Hopkins Home Care Group, or Kennedy Krieger (contact Kennedy Krieger HR regarding its LNYW program).
• Apply now. This link is for both health system and university employees: https://portal.neighborlysoftware.com/jhu/participant

ELIGIBILITY REQUIREMENT #2: HOMEOWNERSHIP COUNSELING

Prior to making an offer on a home, you must complete a counseling class and a one-on-one appointment with an approved homeownership counseling agency.

ELIGIBILITY REQUIREMENT #3: DESIGNATED NEIGHBORHOOD

You may use the grant only in certain areas of Baltimore City. Visit our Boundaries and Grant Amounts page to familiarize yourself with these designated areas.

Additional requirements do apply. Please see our Important Details page for more information.

Important Details

Offered by Johns Hopkins and the Baltimore City Office of Homeownership, Live Near Your Work grants come with certain requirements and limitations. To give your grant application the best chance of being accepted, be sure to understand important details of the program. As part of the LNYW grant application process, and prior to receiving a LNYW grant, you must complete homeownership counseling and present a certificate of completion that is dated prior to a contract of sale.

Boundaries and Grant Amounts

Live Near Your Work grants are offered only in designated neighborhoods, and grant amounts vary by neighborhood. Get an overview of what’s offered by neighborhood and view boundary maps of eligible areas.

Homes for Sale

Looking for a charming row house in Charles Village? Or a spacious Tudor nestled in Northwood? Browse active listings in grant-eligible neighborhoods to find your future home.

Tours and Workshops

Sign up for a free walking tour of select Live Near Your Work neighborhoods or take part in a workshop to get insight on how to buy with the help of LNYW. Find out more information by visiting the Tours and Workshops page.

Apply Now

If you’ve completed homeownership counseling and have an accepted offer on a home, you’re ready to apply for a Live Near Your Work grant.

Contact Us

Please reach out to the HR Solution Center by either calling 443-997-5400 or emailing [email protected].

Additional Resources

Did you know there are more than 30 homebuying incentive programs aimed at helping with the purchase of a home in Baltimore City? Live Near Your Work is just one of many opportunities that are available when you buy. Please contact the experts at Live Baltimore to learn about other incentive programs. Live Baltimore is a local nonprofit organization that has a dedicated staff member who can help you explore all incentives, as well as neighborhoods.