• Website >> Income Deferral 403(b) - JHU Human Resources
• Johns Hopkins University - Postdoctoral Fellows | Benefits (myahpcare.com)
• If you are receiving salary through a grant, reach out to the payroll office each year to find out how much of your paycheck is “salary” vs “stipend” because you can only put “earned wages” into 403B.
• Payroll (443-997-5828), website: http://ssc.jhmi.edu/hr_payroll/index.html

No.

• Fellows are enrolled into disability insurance automatically. It is basic. Details are on Benefits page: Johns Hopkins University - Postdoctoral Fellows | Benefits (myahpcare.com)
  Essentially the basic coverage will pay ~$3000 per month after you have been disabled for 90 days. This does not cost anything. For most subspecialists this is likely inadequate coverage should you no longer be able to practice your chosen specialty because of disability. You can opt to increase the amount you would get paid if you were disabled by paying some money each month for this additional coverage.

• You can find and purchase additional disability insurance from an outside company of your choosing for better coverage.

• All fellows are automatically enrolled in a policy worth $100,000: Johns Hopkins University - Postdoctoral Fellows | Benefits (myahpcare.com)
• Like disability, you can get separate outside policy if you’d like. If you have dependents, it may be beneficial to consider additional coverage, but this is a personal decision.

• Yes, they include subsidized urgent childcare (parents in a pinch) and help finding childcare. Go to http://hopkinsworklife.org/family_support/care_work/ for more details.
• There is also a voucher to help pay for childcare if your households’ taxable income is less than $50,000. Details are here: http://hopkinsworklife.org/family_support/child_care/.

• No. You can go to any provider but may be paying a deductible, co-insurance and/or copay, so check first. You can always access SHWB for an urgent appointment. However, you can find and go to any primary care doctor or other physician without seeing SHWB.
• Cigna Health Care Provider Directory

Find a Trusted Dentist Near You | Delta Dental (deltadentalins.com)

• As a post-doctoral fellow, you are entitled to one free routine eye exam by an optometrist at any Wilmer location per academic year (July - June). This is NOT part of Wellfleet (your health insurance) and this is NOT part of EyeMed (your vision insurance). To schedule your appointment just call 410-955-5080. When you make your appointment make sure to indicate you are a fellow and this is for your free exam for the year. When you go to your appointment make sure to bring your ID and again tell them your are a fellow and this is your free eye exam. If they seem confused you can show them the information from the link below. If for some reason they bill you, please call the SHWB office at 410-955-3872 for assistance. Do not try to send it to Wellfleet they will not help you.
• JHU-Wilmer-Eye-Exam.pdf (myahpcare.com)
• EyeMed provides vision insurance which helps cover contacts and glasses. There is no cost directly to you for this insurance. They will also cover routine eye exams at in network providers (NOT Wilmer).

JHU-Eyemed-Summary-of-Benefits_Student-Plan.pdf (myahpcare.com)

Yes, all clinical fellows in ACGME-accredited and recognized nonstandard fellowship programs have two-party or family health insurance premiums paid by the program.

July 1, the plan is a FY plan meaning June 1 – June 30 every year.

• Contact your personal tax advisor
• You can look at paystub online and contact payroll help desk and/or your department’s financial administrator
• You can also reach out to the tax office for additional help: [email protected]

• Yes, you do. JHEAP stands for Johns Hopkins Employee Assistance Program, it is a comprehensive support line to assist finding help for a number of life's challenges.
• See: Employee Assistance Program - JHU Human Resources. The phone number is: 1-888-978-1262